All Florida countiesBased on the 2026 certified tax roll
Charlotte CountyAmendment 3Tax Calculator
Property search and homestead exemption estimates
All Florida countiesBased on the 2026 certified tax rollAn estimate of how Amendment 3's larger homestead exemption could change Charlotte County government's ad valorem property tax revenue, based on 2026 property values and final 2026 tax rates.
Illustrative estimates only. These figures are meant to illustrate how Amendment 3 could affect Charlotte County government based on current data. They are not official. For official information about the county's budget, tax rates and revenue, contact Charlotte County government directly. For official property values and exemptions, contact the Charlotte County Property Appraiser.
This page covers the seven operating property taxes Charlotte County government levies in the final 2026 millage table, grouped by where they apply: the countywide levy (6.1275 mills, paid throughout Charlotte County, inside and outside cities); the law enforcement MSTU (2.3578 mills, paid in unincorporated Charlotte County); the street lighting MSTU (0.1907 mills, paid in parts of unincorporated Charlotte County); the Stump Pass dredging MSTU (0.1978 mills, paid in parts of unincorporated Charlotte County); and 3 more levies for smaller areas, each shown below. The county also levies 0.2000 mills in voter-approved debt service (environmentally sensitive lands debt service). Those taxes are included in each property's tax estimate on the calculator but not in the revenue figures on this page, because they repay bonds.
Paid on taxable property throughout Charlotte County, inside and outside cities. Estimated change by 2028: −$50.2 million (−25.9%). Homestead assessed values rise by up to 3% a year (never above each home's just value); all other property stays at its 2026 taxable value.
| Year | Homestead taxable value | Other taxable value | Total taxable value | Gross levy | Budget basis (95%) | Change from 2026 (95%) | Percent change |
|---|---|---|---|---|---|---|---|
| 2026 | $12,994,715,525 | $20,370,797,919 | $33,365,513,444 | $204,447,184 | $194,224,824 | — | — |
| 2027 (estimate) | $7,772,395,615 | $20,370,797,919 | $28,143,193,534 | $172,447,418 | $163,825,047 | −$30,399,777 | −15.7% |
| 2028 (estimate) | $4,363,544,846 | $20,370,797,919 | $24,734,342,765 | $151,559,685 | $143,981,701 | −$50,243,123 | −25.9% |
| Year | Homestead taxable value | Other taxable value | Total taxable value | Gross levy | Budget basis (95%) | Change from 2026 (95%) | Percent change |
|---|---|---|---|---|---|---|---|
| 2026 | $12,994,715,525 | $20,370,797,919 | $33,365,513,444 | $204,447,184 | $194,224,824 | — | — |
| 2027 (estimate) | $7,535,742,912 | $20,370,797,919 | $27,906,540,831 | $170,997,329 | $162,447,462 | −$31,777,362 | −16.4% |
| 2028 (estimate) | $4,044,679,899 | $20,370,797,919 | $24,415,477,818 | $149,605,840 | $142,125,548 | −$52,099,276 | −26.8% |
Paid on 208,105 parcels in unincorporated Charlotte County. Estimated change by 2028: −$16.8 million (−26.3%). Homestead assessed values rise by up to 3% a year (never above each home's just value); all other property stays at its 2026 taxable value.
| Year | Homestead taxable value | Other taxable value | Total taxable value | Gross levy | Budget basis (95%) | Change from 2026 (95%) | Percent change |
|---|---|---|---|---|---|---|---|
| 2026 | $10,655,435,467 | $17,909,033,279 | $28,564,468,746 | $67,349,304 | $63,981,839 | — | — |
| 2027 (estimate) | $6,031,872,347 | $17,909,033,279 | $23,940,905,626 | $56,447,867 | $53,625,474 | −$10,356,365 | −16.2% |
| 2028 (estimate) | $3,138,715,142 | $17,909,033,279 | $21,047,748,421 | $49,626,381 | $47,145,062 | −$16,836,777 | −26.3% |
| Year | Homestead taxable value | Other taxable value | Total taxable value | Gross levy | Budget basis (95%) | Change from 2026 (95%) | Percent change |
|---|---|---|---|---|---|---|---|
| 2026 | $10,655,435,467 | $17,909,033,279 | $28,564,468,746 | $67,349,304 | $63,981,839 | — | — |
| 2027 (estimate) | $5,842,058,479 | $17,909,033,279 | $23,751,091,758 | $56,000,324 | $53,200,308 | −$10,781,531 | −16.9% |
| 2028 (estimate) | $2,902,322,450 | $17,909,033,279 | $20,811,355,729 | $49,069,015 | $46,615,564 | −$17,366,275 | −27.1% |
Paid on 192,256 parcels in parts of unincorporated Charlotte County. Estimated change by 2028: −$1.2 million (−27.1%). Homestead assessed values rise by up to 3% a year (never above each home's just value); all other property stays at its 2026 taxable value.
| Year | Homestead taxable value | Other taxable value | Total taxable value | Gross levy | Budget basis (95%) | Change from 2026 (95%) | Percent change |
|---|---|---|---|---|---|---|---|
| 2026 | $9,527,056,558 | $15,904,297,093 | $25,431,353,651 | $4,849,759 | $4,607,271 | — | — |
| 2027 (estimate) | $5,241,153,551 | $15,904,297,093 | $21,145,450,644 | $4,032,437 | $3,830,816 | −$776,456 | −16.9% |
| 2028 (estimate) | $2,647,629,578 | $15,904,297,093 | $18,551,926,671 | $3,537,852 | $3,360,960 | −$1,246,311 | −27.1% |
| Year | Homestead taxable value | Other taxable value | Total taxable value | Gross levy | Budget basis (95%) | Change from 2026 (95%) | Percent change |
|---|---|---|---|---|---|---|---|
| 2026 | $9,527,056,558 | $15,904,297,093 | $25,431,353,651 | $4,849,759 | $4,607,271 | — | — |
| 2027 (estimate) | $5,067,748,887 | $15,904,297,093 | $20,972,045,980 | $3,999,369 | $3,799,401 | −$807,870 | −17.5% |
| 2028 (estimate) | $2,438,190,346 | $15,904,297,093 | $18,342,487,439 | $3,497,912 | $3,323,017 | −$1,284,254 | −27.9% |
Paid on 70,974 parcels in parts of unincorporated Charlotte County. Estimated change by 2028: −$483,600 (−22.9%). Homestead assessed values rise by up to 3% a year (never above each home's just value); all other property stays at its 2026 taxable value.
| Year | Homestead taxable value | Other taxable value | Total taxable value | Gross levy | Budget basis (95%) | Change from 2026 (95%) | Percent change |
|---|---|---|---|---|---|---|---|
| 2026 | $4,221,099,573 | $6,993,349,528 | $11,214,449,101 | $2,218,218 | $2,107,307 | — | — |
| 2027 (estimate) | $2,718,596,874 | $6,993,349,528 | $9,711,946,402 | $1,921,023 | $1,824,972 | −$282,335 | −13.4% |
| 2028 (estimate) | $1,647,461,382 | $6,993,349,528 | $8,640,810,910 | $1,709,152 | $1,623,695 | −$483,612 | −22.9% |
| Year | Homestead taxable value | Other taxable value | Total taxable value | Gross levy | Budget basis (95%) | Change from 2026 (95%) | Percent change |
|---|---|---|---|---|---|---|---|
| 2026 | $4,221,099,573 | $6,993,349,528 | $11,214,449,101 | $2,218,218 | $2,107,307 | — | — |
| 2027 (estimate) | $2,636,430,453 | $6,993,349,528 | $9,629,779,981 | $1,904,770 | $1,809,532 | −$297,775 | −14.1% |
| 2028 (estimate) | $1,527,478,574 | $6,993,349,528 | $8,520,828,102 | $1,685,420 | $1,601,149 | −$506,158 | −24.0% |
Paid on 2,035 parcels in parts of unincorporated Charlotte County. Estimated change by 2028: −$43,300 (−7.7%). Homestead assessed values rise by up to 3% a year (never above each home's just value); all other property stays at its 2026 taxable value.
| Year | Homestead taxable value | Other taxable value | Total taxable value | Gross levy | Budget basis (95%) | Change from 2026 (95%) | Percent change |
|---|---|---|---|---|---|---|---|
| 2026 | $137,811,670 | $623,957,525 | $761,769,195 | $594,028 | $564,326 | — | — |
| 2027 (estimate) | $106,896,045 | $623,957,525 | $730,853,570 | $569,920 | $541,424 | −$22,903 | −4.1% |
| 2028 (estimate) | $79,315,398 | $623,957,525 | $703,272,923 | $548,412 | $520,992 | −$43,335 | −7.7% |
| Year | Homestead taxable value | Other taxable value | Total taxable value | Gross levy | Budget basis (95%) | Change from 2026 (95%) | Percent change |
|---|---|---|---|---|---|---|---|
| 2026 | $137,811,670 | $623,957,525 | $761,769,195 | $594,028 | $564,326 | — | — |
| 2027 (estimate) | $103,575,894 | $623,957,525 | $727,533,419 | $567,331 | $538,964 | −$25,362 | −4.5% |
| 2028 (estimate) | $73,221,863 | $623,957,525 | $697,179,388 | $543,660 | $516,477 | −$47,849 | −8.5% |
Paid on 1,194 parcels in parts of unincorporated Charlotte County. Estimated change by 2028: −$36,500 (−5.1%). Homestead assessed values rise by up to 3% a year (never above each home's just value); all other property stays at its 2026 taxable value.
| Year | Homestead taxable value | Other taxable value | Total taxable value | Gross levy | Budget basis (95%) | Change from 2026 (95%) | Percent change |
|---|---|---|---|---|---|---|---|
| 2026 | $113,046,579 | $413,062,031 | $526,108,610 | $758,123 | $720,216 | — | — |
| 2027 (estimate) | $99,620,431 | $413,062,031 | $512,682,462 | $738,775 | $701,837 | −$18,380 | −2.6% |
| 2028 (estimate) | $86,375,876 | $413,062,031 | $499,437,907 | $719,690 | $683,706 | −$36,511 | −5.1% |
| Year | Homestead taxable value | Other taxable value | Total taxable value | Gross levy | Budget basis (95%) | Change from 2026 (95%) | Percent change |
|---|---|---|---|---|---|---|---|
| 2026 | $113,046,579 | $413,062,031 | $526,108,610 | $758,123 | $720,216 | — | — |
| 2027 (estimate) | $97,486,633 | $413,062,031 | $510,548,664 | $735,701 | $698,916 | −$21,301 | −3.0% |
| 2028 (estimate) | $82,221,936 | $413,062,031 | $495,283,967 | $713,704 | $678,019 | −$42,197 | −5.9% |
Paid on 464 parcels in parts of unincorporated Charlotte County. Estimated change by 2028: −$2,500 (−1.3%). Homestead assessed values rise by up to 3% a year (never above each home's just value); all other property stays at its 2026 taxable value.
| Year | Homestead taxable value | Other taxable value | Total taxable value | Gross levy | Budget basis (95%) | Change from 2026 (95%) | Percent change |
|---|---|---|---|---|---|---|---|
| 2026 | $3,800,471 | $298,376,089 | $302,176,560 | $213,397 | $202,727 | — | — |
| 2027 (estimate) | $0 | $298,376,089 | $298,376,089 | $210,713 | $200,178 | −$2,550 | −1.3% |
| 2028 (estimate) | $0 | $298,376,089 | $298,376,089 | $210,713 | $200,178 | −$2,550 | −1.3% |
| Year | Homestead taxable value | Other taxable value | Total taxable value | Gross levy | Budget basis (95%) | Change from 2026 (95%) | Percent change |
|---|---|---|---|---|---|---|---|
| 2026 | $3,800,471 | $298,376,089 | $302,176,560 | $213,397 | $202,727 | — | — |
| 2027 (estimate) | $0 | $298,376,089 | $298,376,089 | $210,713 | $200,178 | −$2,550 | −1.3% |
| 2028 (estimate) | $0 | $298,376,089 | $298,376,089 | $210,713 | $200,178 | −$2,550 | −1.3% |
As with the cities and towns, the size of the change depends mostly on how much of the taxable value comes from homesteads. Property without a homestead exemption, such as rentals, businesses, second homes and vacant land, keeps its taxable value under the amendment.
Countywide, homesteads make up 38.9% of the taxable value for the countywide levies in 2026. Within the law enforcement MSTU area, they make up 37.3%, so the estimated percentage change for that levy is smaller. In the City of Punta Gorda, the only city or town that levies a property tax, homesteads make up 48.7% of taxable value.
The table below shows where the change in the countywide taxable value comes from. Unincorporated Charlotte County has 85.6% of the county's taxable value and accounts for an estimated 87.1% of the change. The City of Punta Gorda has 14.4% of the county's taxable value and accounts for an estimated 12.9% of the change.
| Area | County taxable value, 2026 | Share of county taxable value | Homestead share of area's taxable value | Change in area's taxable value by 2028 | Share of countywide change |
|---|---|---|---|---|---|
| Unincorporated Charlotte County | $28,564,468,746 | 85.6% | 37.3% | −26.3% | 87.1% |
| City of Punta Gorda | $4,801,044,698 | 14.4% | 48.7% | −23.2% | 12.9% |
Estimates use homestead assessed values rising by up to 3% a year, capped at just value. Areas are based on each parcel's tax district.
Florida counties also receive money from other sources. Depending on the county, these can include state revenue sharing, the local government half-cent sales tax, local option sales and fuel taxes, communications services taxes, non-ad valorem assessments, franchise fees, charges for services, and state and federal grants. The mix differs from county to county. Charlotte County's adopted budget shows its full set of revenue sources and how much each provides.
The West Coast Inland Navigation District, the water management districts and the School Board levy their own property taxes. They are separate taxing authorities and are not included on this page.
Property values and exemptions: The Charlotte County Property Appraiser's 2026 final tax roll, as published by the Florida Department of Revenue. Tax rates: the Property Appraiser's 2026 tax roll final rates by tax district. Parcel tax districts: the tax district codes on the same tax roll.
For each homestead, the estimated taxable value is its assessed value minus the new homestead exemption ($150,000 in 2027, $250,000 in 2028) and any other exemptions, but not less than zero. The gross levy is total taxable value times the millage rate, for the parcels where each levy applies. The budget basis is 95% of the gross levy.
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